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<body lang=JA link=blue vlink=purple style='tab-interval:42.0pt'>


<div class=WordSection1>


<p class=MsoNormal><span lang=EN-US style='font-size:7.5pt'><a href="#honbun">[

<span lang=EN-US><span lang=EN-US>本文へ ]</span></span></a></span></p>


<div>


<p class=resizeimage><span lang=EN-US><span style='mso-no-proof:yes'><img

border=0 width=394 height=67 id="_x0000_i1029" src=hyogokyoi-s.jpg

alt=兵庫県教育委員会></span></span></p>


</div>


<div>


<p><span lang=EN-US><a href="http://www.hyogo-c.ed.jp/~board-bo/"><span

lang=EN-US><span lang=EN-US>ホーム</span></span></a> </span>＞ <span lang=EN-US><a

href="http://www.hyogo-c.ed.jp/~board-bo/jimukyoku.htm"><span lang=EN-US><span

lang=EN-US>事務局各課</span></span></a> </span>＞ <span lang=EN-US><a

href="index.html"><span lang=EN-US><span lang=EN-US>福利厚生課</span></span></a> </span>＞

財産形成貯蓄制度<span lang=EN-US><o:p></o:p></span></p>


</div>


<h1><a name=honbun id=honbun>財産形成貯蓄制度</a></h1>


<h2>１　制度の概要</h2>


<div>


<ul type=square>

 <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;

     mso-list:l1 level1 lfo3;tab-stops:list 36.0pt'><b>財産形成貯蓄制度は、県費負担の教職員が計画的に財産づくりを行うことを援助するため、兵庫県公立学校教職員等財産形成貯蓄事務取扱要領及び兵庫県公立学校教職員等財産形成貯蓄事務取扱細則に定めるところにより、教職員の申し出に基づき、県教育委員会が毎月の給料や期末・勤勉手当から申出額を控除し、加入県費職員が契約している金融機関等に預入、積立てるものです。<span

     lang=EN-US><br>

     </span>　市町費負担教職員の方は、それぞれの福利厚生担当課にお問い合わせください。</b></li>

</ul>


<p class=MsoNormal><span lang=EN-US><a href="zaikeiyouryou.pdf" target="_blank"><span

lang=EN-US><span lang=EN-US>※兵庫県公立学校教職員等財産形成貯蓄事務取扱要領</span></span></a></span>（ＰＤＦ：２６６ＫＢ）<span

lang=EN-US><br>

<a href="zaikeisaisoku.pdf" target="_blank"><span lang=EN-US><span lang=EN-US>※兵庫県公立学校教職員等財産形成貯蓄事務取扱細則</span></span></a></span>（ＰＤＦ：２２０ＫＢ）</p>


</div>


<h2>２　加入要項</h2>


<div>


<table class=MsoNormalTable border=1 cellpadding=0 style='mso-cellspacing:1.5pt;

 mso-yfti-tbllook:1184;mso-padding-alt:0mm 5.4pt 0mm 5.4pt'>

 <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>内容　種類</p>

  </td>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>一般財形貯蓄</p>

  </td>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>年金財形貯蓄</p>

  </td>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>住宅財形貯蓄</p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:1'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>積立目的</p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>使用目的自由</span></p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>退職後の公的年金を補充する個人年金として。受取は<span

  lang=EN-US>60</span>歳以降で原則<span lang=EN-US>5</span>年以上<span lang=EN-US>20</span>年以内の期間</span></p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>住宅の新築、改築、購入等資金</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:2'>

  <td nowrap rowspan=2 style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>加入資格</p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>年齢制限なし</span></p>

  </td>

  <td colspan=2 style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>申込日現在　<span lang=EN-US>55</span>歳未満</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:3'>

  <td colspan=3 style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>臨時的任用職員及び非常勤職員は加入できません。</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:4'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>契約口数</p>

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  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>２口以内（１金融機関１契約）</span>　</p>

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  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>１口</span></p>

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  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>１口</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:5'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>積立金額</p>

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  <p class=MsoNormal><span style='font-size:10.0pt'>給料、期末、勤勉手当とも<span

  lang=EN-US>1,000</span>円以上<span lang=EN-US><br>

  </span>　　　　　　　　　　　　　　　　　<span lang=EN-US>1,000</span>円単位</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:6'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>積立方法</p>

  </td>

  <td colspan=3 style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>次のうち、一方を選択してください。<span

  lang=EN-US><br>

  </span>ア　毎月の給料から控除して積み立てる。<span lang=EN-US><br>

  </span>イ　毎月の給料と期末・勤勉手当（<span lang=EN-US>6</span>月・<span lang=EN-US>12</span>月）から控除して積み立てる。</span><span

  lang=EN-US><br>

  </span>　<span style='font-size:10.0pt'>（期末・勤勉手当の<span lang=EN-US>6</span>月分と<span

  lang=EN-US>12</span>月分は同額とします。）</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:7'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>積立期間</p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>３年以上</span></p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>５年以上<span lang=EN-US><br>

  </span>積立終了後５年以内の据置期間を設けることができます。</span><span lang=EN-US><br>

  </span><span style='font-size:10.0pt'>（例）<span lang=EN-US>58</span>歳まで積立て<span

  lang=EN-US>60</span>歳の退職後に受け取る場合等</span></p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>５年以上</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:8'>

  <td nowrap style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>申込時期<span

  lang=EN-US><br>

  </span>積立開始</p>

  </td>

  <td colspan=3 style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span lang=EN-US style='font-size:10.0pt'>9</span><span

  style='font-size:10.0pt'>月<span lang=EN-US>1</span>日から<span lang=EN-US>9</span>月<span

  lang=EN-US>10</span>日までの間。申込書（様式１～３号）を直接金融機関等へ提出してください。<span lang=EN-US><br>

  12</span>月の期末・勤勉手当又は給料から引去します。</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:9'>

  <td nowrap rowspan=2 style='background:#ACF4FF;padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal align=center style='text-align:center'>非課税<span

  lang=EN-US><br>

  </span>限度額</p>

  </td>

  <td rowspan=2 style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>利子に対して<span lang=EN-US>20.315</span>％課税</span></p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>金融機関等<span lang=EN-US><br>

  </span>　元利合計<span lang=EN-US>550</span>万円<span lang=EN-US><br>

  </span>生保・搊保<span lang=EN-US><br>

  </span>　払込額<span lang=EN-US>385</span>万円</span></p>

  </td>

  <td style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>金融機関等<span lang=EN-US><br>

  </span>　元利合計<span lang=EN-US>550</span>万円<span lang=EN-US><br>

  </span>生保・搊保<span lang=EN-US><br>

  </span>　払込額<span lang=EN-US>550</span>万円</span></p>

  </td>

 </tr>

 <tr style='mso-yfti-irow:10;mso-yfti-lastrow:yes'>

  <td colspan=2 style='padding:.75pt .75pt .75pt .75pt'>

  <p class=MsoNormal><span style='font-size:10.0pt'>年金財形と住宅財形あわせて<span

  lang=EN-US><br>

  </span>　金融機関は元利合計<span lang=EN-US>550</span>万円<span lang=EN-US><br>

  </span>　生保・搊保は払込額<span lang=EN-US>550</span>万円（年金は払込額<span lang=EN-US>385</span>万円）</span></p>

  </td>

 </tr>

</table>


</div>


<h2>３　その他</h2>


<p class=MsoNormal>　　　　　・様式<span lang=EN-US><br>

</span>　　　　　<span lang=EN-US><a href="03%20退職に関する通知書（財形）.xlsx" target="_blank"><span

lang=EN-US><span lang=EN-US>退職等に関する通知書</span></span></a></span></p>


<p align=right style='text-align:right'><span lang=EN-US style='font-size:10.0pt'>[

<a href="#honbun"><span lang=EN-US><span lang=EN-US>このページのトップへ戻る</span></span></a>

]</span></p>


<div class=MsoNormal align=center style='text-align:center'><span lang=EN-US>


<hr size=2 width="100%" align=center>


</span></div>


<address>兵庫県教育委員会事務局 　〔 <span lang=EN-US><a

href="http://www.hyogo-c.ed.jp/~board-bo/"><span lang=EN-US><span lang=EN-US>ホーム</span></span></a>

</span>〕<span lang=EN-US><br>

</span>兵庫県神戸市中央区下山手通<span lang=EN-US>5-10-1 </span>（<span lang=EN-US>3</span>号館）　　電話<span

lang=EN-US> 078-341-7711</span>（代表）<span lang=EN-US><br>

Copyright © 1997 Hyogo Prefectural Board of Education </span></address>


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